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	<title>Equity Guard.org</title>
	<link>http://equityguard.org</link>
	<description>Protect Your Home Equity, Credit and Identity</description>
	<pubDate>Sat, 06 Oct 2007 05:19:20 +0000</pubDate>
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		<title>Home Equity Line of Credit and Your Credit History</title>
		<link>http://equityguard.org/home-equity-line-of-credit/home-equity-line-of-credit-and-your-credit-history/</link>
		<comments>http://equityguard.org/home-equity-line-of-credit/home-equity-line-of-credit-and-your-credit-history/#comments</comments>
		<pubDate>Fri, 05 Oct 2007 03:11:29 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Credit and Lenders]]></category>

		<category><![CDATA[Lending Law]]></category>

		<category><![CDATA[Home Equity Line Of Credit]]></category>

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		<description><![CDATA[  Lenders want to make the loan, but only if they can bundle it with other loans and sell the paper. That’s how they make money.  And that necessitates institutionalized parameters regarding the features of any loan. Those features are the credit worthiness of the borrower, the loan to the value of the [...]]]></description>
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		<item>
		<title>Two Factors Pertinent to Home Equity Loan Lenders</title>
		<link>http://equityguard.org/home-equity/what-effects-the-loan-rates-you-are-offered/</link>
		<comments>http://equityguard.org/home-equity/what-effects-the-loan-rates-you-are-offered/#comments</comments>
		<pubDate>Sat, 22 Sep 2007 02:52:08 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Shopping and Budgeting]]></category>

		<category><![CDATA[Credit and Lenders]]></category>

		<category><![CDATA[Lending Law]]></category>

		<category><![CDATA[Family Finance]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Home Equity]]></category>

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		<description><![CDATA[&#160;
Income
Lenders want to know how long you&#8217;ve been at your job, how much you make, as well as how long you have been working in your particular field. They will look at your total debt-to-income ratio: How much of your monthly income goes toward credit card bills, car payments, paying the mortgage and other obligations, [...]]]></description>
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		<title>Equity Guards&#8217; Mission</title>
		<link>http://equityguard.org/home-equity/home-equity-loan-defined/</link>
		<comments>http://equityguard.org/home-equity/home-equity-loan-defined/#comments</comments>
		<pubDate>Sat, 22 Sep 2007 02:50:19 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Mission]]></category>

		<category><![CDATA[Credit and Lenders]]></category>

		<category><![CDATA[Family Finance]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Home Equity]]></category>

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		<description><![CDATA[In the United States there is a very low percentage of money being saved in the traditional way, that is, in banks. The number one place citizens are storing their wealth is in their homes.  Over one hundred  billion dollars are being stored right now in homes across the country.  For the [...]]]></description>
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		<item>
		<title>What Equity Debt is.</title>
		<link>http://equityguard.org/home-equity/how-to-increase-your-home-equity-fast/</link>
		<comments>http://equityguard.org/home-equity/how-to-increase-your-home-equity-fast/#comments</comments>
		<pubDate>Mon, 17 Sep 2007 16:35:31 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Lending Law]]></category>

		<category><![CDATA[Home Equity Loans]]></category>

		<category><![CDATA[Home Equity]]></category>

		<guid isPermaLink="false">http://equityguard.org/general/how-to-increase-your-home-equity-fast/</guid>
		<description><![CDATA[Home equity loans are an increasingly popular way to raise cash.  Now you can find out what the risks and the rewards are.
For a great many people their home is their greatest source of wealth.  The equity in your home, the current appraised value minus the amount owed on the house, can be [...]]]></description>
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		<item>
		<title>Home Equity Loan or Line of Credit, What&#8217;s the  Difference?</title>
		<link>http://equityguard.org/home-equity/features-of-a-home-equity-line-of-credit/</link>
		<comments>http://equityguard.org/home-equity/features-of-a-home-equity-line-of-credit/#comments</comments>
		<pubDate>Mon, 17 Sep 2007 16:28:38 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Home Equity Line of Credit Loan]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Home Equity Loans]]></category>

		<category><![CDATA[Home Equity Line Of Credit]]></category>

		<category><![CDATA[Home Equity]]></category>

		<guid isPermaLink="false">http://equityguard.org/home-equity-line-of-credit/features-of-a-home-equity-line-of-credit/</guid>
		<description><![CDATA[Should you get a home equity loan or a home equity line of credit, known as a HELOC?  Wikipedia says that both home equity lines of credit and home equity loans “are usually referred to as second mortgages, because they are secured against the value of the property, just like a traditional mortgage.” The [...]]]></description>
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